Dear General Chairman,

We are pleased to inform you that Participating Members Open Enrollment is now underway for the BLET GCA Group Short-Term Disability, Long-Term Disability, and Life Insurance plans underwritten by Prudential. This enrollment period is open to all Actively Working BLET Members (engineers and conductors) who are currently enrolled in any of these plans.

Enrollment Deadline: October 28, 2025
Coverage Effective Date: November 1, 2025

Only during open enrollment can you enroll with no medical questions or tests.  

Additionally, these disability policies have special provisions protecting BLET Members when they lose certifications or licenses for medical reasons such as sleep apnea, heart attacks, seizures, strokes and color blindness.  The following coverage options are available,

Short-Term Disability (24/7 Coverage)

• Weekly benefit options up to $600 paid tax-free.
• Benefits begin after 30 days of being disabled and pay for up to 1 year.
• Stackable with other benefits (e.g., RRB sickness benefits) up to 80% of weekly earnings.

Long-Term Disability (24/7 Coverage)

• Monthly benefit options up to $6,000 paid tax-free.
• Benefits begin after 1 year of being disabled (once STD ends)
• Choice of coverage duration: 2 years or 5 years
• Helps bridge the income gap while awaiting RRB occupational disability approval

Life Insurance (24/7 Coverage)

• Coverage up to $200,000 (plus equal Accidental Death & Dismemberment).
• Guaranteed approved – no medical questions or tests.
• Spouse and child coverage available when Member Life Insurance is elected

For more information, please visit www.bletvip.com.

To enroll, add coverage, or make changes, members must call the Enrollment Center at (224) 770-5307 for assistance.

We kindly ask that you forward this message to your Members to ensure they are aware of this opportunity.

If you or your Members have any questions, please do not hesitate to reach out.

Thank you for your continued support.

Warm Regards,

Peter C. Gilbertson

Vice President-Rail Division

Union One

28160 W Northwest HWY

Suite 100

Lake Barrington, IL 60010

Mobile: 480.395.9333

Office: 847.387.3555